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0% Finance

0% Finance

Spread the Cost with 0% Finance


Choose to spread the cost of your order into three instalments, completely interest-free with no handling fees. Plus, you still get all the benefits of our product home trials.

Spread the Cost with 0% Finance


Choose to spread the cost of your order into three instalments, completely interest-free with no handling fees. Plus, you still get all the benefits of our product home trials.

Your Questions Answered

What financing does Skyler offer?

We’ve partnered with Atome to offer interest-free credit for all orders, with payments split over three instalments. There is no minimum order amount for using the instalment payment option and you still get all the benefits of our product home trials. The total amount you pay will be exactly the same as if you had paid in one go. It’s as simple as that!

How do I qualify for 0% interest financing?

We make it as simple as possible to apply, but there are several requirements to fulfil:

  • Be at least 18 years of age
  • Currently reside in Hong Kong with a valid HKID
  • Have a valid Hong Kong mobile phone number registered under your HKID
  • Own a valid credit / debit card issued in Hong Kong (Visa / MasterCard / American Express)

Atome will conduct an instant credit check after you have filled in your application for final approval.

Am I still eligible for the product trial periods if I apply for financing?

Yes, our product home trials work exactly as they normally would with the same terms and conditions. You can try our products at home for 100 nights (mattresses) / 30 nights (pillows and other products), with the option to return and receive a full refund during their respective trial periods.

If you decide to return, we will cancel the agreement with Atome and arrange a refund of any amounts already paid when we process your return.

How do I order using the instalment payment option?

We’ve made it simple for you to pay for your order in three instalments:

1. Add your products to your cart and begin checkout.

2. When you reach the ‘Payment Method’ section in checkout, select the ‘Atome’ payment option and then click ‘COMPLETE ORDER’ – this will redirect you to Atome.

3. Follow the instructions on Atome to input your personal details and complete the application.

4. A credit check will be conducted where you will receive an instant decision, and if approved the first instalment will be taken.

5. You will receive an order confirmation from us, and we’ll process your order and arrange delivery.

6. Your remaining payment instalments will be taken approximately every 30 days from then on until your loan term is complete.

What happens if I request a refund?

If you receive a full refund, any unpaid amount will be cancelled, and the amount already charged will be refunded. For example, if you’ve made your first repayment, we’ll cancel the two other remaining payments and your first payment will be refunded.

Where can I get more information about the instalment plan?

If you would like to learn more about our instalment payment partner Atome or have any queries regarding your loan, we recommend contacting Atome directly by logging into your Atome account, or sending an email to support@atome.hk.

Shop Yours Today

Shop Yours Today